Friday, March 21, 2014

ST. PATRICK'S IN PHILA

I avoided all the controversy swirling around the New York and Boston parades by attending the one in Philadelphia.  This is rather more of a local affair, and nowhere near as flashy as it's cousins up the coast.  They march up the avenue from City Hall to the Art Museum; from Billy Penn to Rocky, as it were.


There were all the obligatory entrants, beginning with many groups of Irish dancers in all manner of costumes, some of which were exceedingly cute..


 

And of course, not all the dancers were kids, and not all had to walk the parade route.


 
Much of the music also came by float (or in the bed of a pickp).



But there were some marching bands as well.



And one true highland group of pipes and drums.



Speaking of floats, there were not that many, and some were rather simple.



A couple touted Irish contributions.


 
 
And of course the parade sponsor had one.
 

Plus there were a few decorated cars, again with variation in complexity.


This last was one of only a few organizations with causes.  There was this group displaying the names from Philadelphia's Vietnam Veterans' Memorial


And this one honoring a WWII vet.
 
 
But I only saw one rainbow, and that wasn't overt.
 
 
What there were a lot of were pretty queens
 

 
And folks dressed up as the Bishop of Ireland.
 

 
And interesting people wherever you looked.
 

 
Of course, there were color guards.
 


And this outfit, which let off a deafening volley as a salute every hundred paces or so.


Buuuut, this being Phila, after all, we also were treated to some hip-hop cheerleaders.

 
 
And, naturally, a group of Mummers.



Aaaaaand, how did we know the parade was over . . .


Whereupon the bars promptly filled with thirsty (and very cold) patrons.  A fun day, all in all.
 
 
 


Thursday, March 20, 2014

TAX TIME

Although I was an accountant, I've always hated taxes.  I despise the random and ever-changing nature of the rules as promulgated by the millionaire lawyers in the Congress and state assemblies as they fiddle with social policies under the guise of paying the government's bills.

That said, I've always done my own, as a point of pride, I suppose.  And I figured after the complexity I faced last year with the estate, this year would be a piece of cake, but the reverse has been true.  Now I don't use commercial software, just Excel.  I have the various transactions in an annual ledger, and a connected file with the various interactions and calculations for taxes.  While checking this file against the forms every year is time-consuming, it means I actually have to read and understand every line.  No skimming.  So I really understand the forms each year, and don't have to rely on the 'Block-heads'.

But, the first annoying thing was that I had to reset the file to use a 1040 this year, due to having capital gains transactions.  And those really complicate the tax computation itself.  The 1040 instructions for computation methods cover several pages, with lots of ". . . if line 15 and 16 are both gains . . ." and " . . . if there is an amount on line 19 . . ." driving choices of which table or worksheet to use, all to save a few bucks from the capital gains tax rate.

Probably the biggest shock, however, was that I can use Schedule A again.  Ever since paying off my mortgage some years ago, I haven't had enough items to exceed the standard deduction.  But now that I'm filing single, the standard deduction is rather smaller, even with the bump I get for being over 65.  My property taxes, although modest by New Jersey standards, are enough to bring the Schedule into play.  With associated forms, my return is now nearly 10 pages long.  I really do hate taxes.